January 2021

Visa Hawaii State FCU Signature Cash Rewards Credit CardRegular Purchase APR9.65% - 11.65% variableVisa Hawaii State FCU Platinum Rewards Credit CardRegular Purchase APR9.65% - 17.15% variableCash Advance AlternativesAlthough cards that…

This month, a Florida appeals court ruled that a merchant cash advance (MCA) purchase and sale contract was not a "disguised loan" and, therefore, was not. not subject to the Florida Criminal Usury Act. MCA buy and sell contracts,…

A merchant cash advance is not a ; rather, it is a cash advance in exchange for reduced future sales for your business.Instead of making monthly payments over a period of time, you make daily or weekly payments, plus a fee, until the…

BSP Governor Benjamin Diokno (File photo)…

How to get a cash advance by credit cardBasically, a credit card cash advance is like taking out a small loan from your credit card issuer - a small but very expensive loan (more on this below). You only withdraw money up to your card's…