Browsing Tag

bank account

POS Invoice Verification for Pricing Program Increases by 63%

Adrian L. Aguilar Mar 2, 2022

ISLAMABAD: Verification of invoices issued through point-of-sale (POS) by Tier 1 retailers jumped 63% in February 2022, the Federal Board of Revenue (FBR) announced on Wednesday. The ongoing awareness campaign and awards program…

U.S. consumers set to save billions with bank overdraft reforms

Adrian L. Aguilar Feb 11, 2022

In one of the first efforts to assess the impact of recent overdraft fee reforms, new analysis finds changes underway at just five banks could save consumers more than $2 billion a year.The Pew Charitable Trusts reviewed announcements from…

Is San Antonio FloatMe a Safer Alternative to Payday Loans?

Adrian L. Aguilar Feb 7, 2022

FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising.Overall, the startup has raised $49.1 million in funding since June…

Payday loan vs personal loan: what’s the difference?

Adrian L. Aguilar Jan 12, 2022

If you need money to cover an emergency, you can borrow it in several ways. One is a payday loan. This type of loan is easy to apply for but can be very risky. Payday loans charge high interest rates and often have hidden fees.…

FTC Bans Industry Merchant Cash Advance Provider – Consumer Protection

Adrian L. Aguilar Jan 11, 2022

United States: FTC Bans Industry Merchant Cash Advance Provider …

FTC Bans Industry Merchant Cash Advance Provider

Adrian L. Aguilar Jan 7, 2022

On January 5, the FTC announced that two defendants would be permanently banned from the cash advance and debt collection industries, and had to pay $ 675,000 to resolve allegations that they used deceptive and illegal means to seize…

Merchant cash advance providers banned from industry and ordered to turn around small businesses

Adrian L. Aguilar Jan 5, 2022

Two of the defendants behind an alleged small business financing scheme, RAM Capital Funding, LLC and its owner Tzvi Reich, will be permanently banned from the cash advance and debt collection industries and ordered to pay $675,000 to…

Cash Back Vs Statement Credit – Is Any Better Option?

Adrian L. Aguilar Dec 29, 2021

Editorial independenceWe want to help you make more informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and allow us to earn a referral commission. For more information see How we make…

GST Provision relating to the communication of Details of the invoice or debit note to the recipient…

Adrian L. Aguilar Dec 22, 2021

Through Taxscan team - December 22, 2021 9:57 a.m. The Central Council of Indirect Taxes and Customs (CBIC) notified articles 108, 109 and 113 to 122 of the 2021 finance law to enter into force on January 1, 2022."In the exercise…

North Carolina cash loans are available to all say Greendayonline

Adrian L. Aguilar Dec 20, 2021

North Carolina is justly famous for its varied scenery. Its west region is home to breathtaking Mountains located in Smoky National Park. The people of North Carolina are diverse as well. Many immigrants have sought employment as well!-->!-->!-->…

Editorial Roundup: U.S. – KTAR.com

Adrian L. Aguilar Dec 20, 2021

Excerpts from recent editorials in the United States and abroad: Dec. 14 The Guardian on China’s Winter Olympics and treatment of Uyghurs: The financial crisis of 2008 was the moment which cemented both China’s rise and its growing…

CreditWatch Founder Colin Porter Returns to End Invoice Scams Costing Businesses Over $100 Million

Adrian L. Aguilar Nov 29, 2021

Despite the scale of the problem, Mr Porter said the crime often goes unreported."That's because it's an annoyance for businesses when they make the fraudulent payment," Porter said."There is no recourse for them, and they have to pay…

Cash advance apps can do more harm than help while on vacation

Adrian L. Aguilar Nov 22, 2021

Cash flow can get tight during the holidays when bills have to compete with things like gifts and travel for space in your budget. NerdWallet - NerdWallet Paycheck advance apps offer…

Before getting a credit card cash advance, read the fine print

Adrian L. Aguilar Nov 9, 2021

SAN JOSE, California, November 9, 2021 / PRNewswire / - Being able to use your credit card to get cash can seem pretty handy. And this can be especially the case if you have an upcoming expense that cannot be paid for with a card.…

How to boost your cash flow before the holidays

Adrian L. Aguilar Nov 3, 2021

While "location, location, location" are the top three rules for real estate, the top three rules for small business money management are "cash, cash, cash."And while cash flow management is important at any time of the year, it is even…

How to get a merchant cash advance in New Jersey

Adrian L. Aguilar Oct 6, 2021

A merchant cash advance can be a lifeline when you need quick financing. If you've ever found yourself in a situation where you don't qualify or can't wait for a traditional bank loan, this type of short-term financing can provide you…

The smart way to take a cash advance from a merchant

Adrian L. Aguilar Oct 5, 2021

The cash flow of a business is vital and important in order for it to continue to function and be able to accomplish day-to-day tasks. But what happens when your business isn't getting enough cash? One of the best alternatives is to…

Cash flow has made automation a priority for CFOs

Adrian L. Aguilar Sep 24, 2021

B2B payments are complex and expensive, and redesigning them to automate back office functions takes time and money. Corcentric President and COO Matt Clark told PYMNTS that B2B modernization is, more than ever, a priority for CFOs of…

Small Business Cash Flow Management Tips

Adrian L. Aguilar Sep 23, 2021

Do you know how much money your business currently has? Do you know which invoices are due this week and which later in the month? Many business owners know what's in their operating bank account, but don't have a clear idea of…

Cash flow management skills are essential for business survival

Adrian L. Aguilar Sep 22, 2021

Many business owners worry about their finances and managing their money. Making sure you have a strong cash management system will help you take money anxiety away and stay on top of issues before they turn into problems. Cash is the…

Anytime you can’t repay your cash advance

Adrian L. Aguilar Sep 16, 2021

Anytime you can't repay your cash advance We can't spend my payday loan. What's going to happen? Choices on which to accomplish once you can't spend your payday loan. # 0601FR. We can't spend my payday loan.…

What you need to know about a merchant cash advance (MCA)

Adrian L. Aguilar Jul 29, 2021

A merchant cash advance is increasingly one of the only alternatives for small businesses looking for financing for working capital. According to a report from the National Academy of Sciences, many small businesses have encountered…

How to get a free cash advance without a credit check

Adrian L. Aguilar Jul 1, 2021

7 free and low cost cash advance apps1. BoroCharacteristicsYou can access a loan of up to $ 2,000 at an interest rate that depends on your credit score. The repayment must be complete within 12 months. You don't need to have set up a…

20 credit cards with no cash advance fees

Adrian L. Aguilar Jan 31, 2021

Visa Hawaii State FCU Signature Cash Rewards Credit CardRegular Purchase APR9.65% - 11.65% variableVisa Hawaii State FCU Platinum Rewards Credit CardRegular Purchase APR9.65% - 17.15% variableCash Advance AlternativesAlthough cards that…

Does your business need to get a cash advance from the merchant?

Adrian L. Aguilar Aug 28, 2020

Owner of a flower growing businessA merchant cash advance (MCA) is an alternative form of financing for businesses that need cash quickly but lack credit and therefore lack access to conventional business loans. While the credit score and…

Is A Credit Card Cash Advance Better Than A Payday Loan?

Adrian L. Aguilar Aug 20, 2020

When you need cash right away and don't have savings readily available, you might consider using a credit card ... When you need cash right away and don't have…

Is a Merchant Cash Advance Right for Your Business?

Adrian L. Aguilar Aug 12, 2020

The Paycheque Protection Program officially ended on May 31, 2021. Read our page for more information or visit our .You are a small business owner and need capital now, and a cash advance from a merchant sounds like a good deal. Before…

Cash advance apps can be a short-term bridge for cash-strapped people

Adrian L. Aguilar Jun 21, 2019

Opinions expressed by Contractor the contributors are theirs. According to a 2017 study by Career Builder, about 78% of Americans found themselves living paycheck to paycheck. It's perhaps no…

What is a merchant cash advance?

Adrian L. Aguilar Jun 5, 2019

Small business financing can help you cover short-term expenses or invest in a project to grow your business. But the options can vary widely, and some may be better than others to meet your needs.A merchant cash advance, or MCA, is a…

How “Cash Advance” Companies Can Bypass Payday Lender Regulations

Adrian L. Aguilar May 26, 2019

When is a loan not a loan? In the case of a â€œnon-recourse cash advanceâ€.Why is this important: By advancing money while qualifying interest as a â€œfeeâ€ or…

What is a cash advance?

Adrian L. Aguilar Apr 4, 2019

Don't get a cash advance. In almost any situation, you have better options. Negotiate late fees with your landlord. Call your cell phone or cable provider to discuss deferred payment options. Always keep a debit card in your wallet.But!-->…

Could a Merchant Cash Advance be Right for My Business?

Adrian L. Aguilar Dec 4, 2018

Working in FinTech and payment solutions for the past 10 years has been an eye-opening experience. Through my company's work providing market capital to businesses, we have found that many small and medium-sized businesses seem to be…

The fintech start-up SA Yoco expands its offer with a cash advance service

Adrian L. Aguilar Oct 5, 2018

South African fintech start-up Yoco, which has had notable success with its point-of-sale (PoS) payment service, has expanded its offering with the launch of Yoco Capital, which provides small businesses with fast and efficient access cash…

What you need to know about taking out a cash advance | Savings and budgeting

Adrian L. Aguilar Feb 17, 2017

Sometimes we hear advice so often - don't do this, don't do that - that we just know something is a bad idea and forget about it. Why It's a bad idea.Making a cash advance is a bad idea. If you ever find yourself in the situation where…