Browsing Tag

north carolina

Four Republican congressmen from North Carolina sign 2nd Amendment protections bill – The North…

Adrian L. Aguilar Mar 16, 2022

Rep. Dan Bishop, R.C., speaks during a press conference held by members of the House Freedom Caucus on Capitol Hill in Washington, Thursday, July 29, 2021, to complain about House Speaker Nancy Pelosi, D-Calif. and masking policies.…

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NCAA March Madness prepares for the return to normal

Adrian L. Aguilar Mar 13, 2022

A general view of the March Madness logo prior to the game between the Syracuse Orange and the Houston Cougars in the Sweet Sixteen of the 2021 NCAA Tournament at Hinkle Fieldhouse. Aaron Doster | USA TODAY Sports | Reuters…

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Is daily payment the way of the future? A 5-step guide for employers considering an Early Access…

Adrian L. Aguilar Mar 10, 2022

In what continues to be dubbed the Great Resignation, employers are looking for creative ways to retain and attract talent. An Early Wage Access (EWA) policy – a revolutionary benefits program that gives employees…

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What is it, why is it important

Adrian L. Aguilar Mar 10, 2022

Black Players for Change formed in response to nationwide protests following the 2020 police killing of George Floyd. An independent organization of over 170 Major League Soccer players, coaches and staff, the BPC aims to “close the racial…

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How private and public partnership can solve the epidemic of financial exclusion

Adrian L. Aguilar Feb 25, 2022

Achintya Ray, Ph.D is Professor of Economics in the College of Business at Tennessee State University.Success in life basically depends on one's ability to participate in the modern financial system. Our accounts in banks and credit unions…

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Michigan ballot measure aims to cap payday loan rates

Adrian L. Aguilar Feb 23, 2022

LANSING — A coalition of consumer and civil rights groups hoping to strengthen regulation of Michigan's payday loan industry launched signature-raising efforts on Wednesday to bring the issue before voters in November.Michiganders for Fair…

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Tax Refund Loans | The bank rate

Adrian L. Aguilar Feb 21, 2022

Are you expecting a tax refund from the IRS? You may not have to wait for the IRS to process your return and send you a direct deposit or a check in the mail.If the tax preparation service you use offers tax refund loans, you could get an…

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District Court Upholds OCC and FDIC Rules on ‘Performance Date Validity’ | Skadden,…

Adrian L. Aguilar Feb 16, 2022

On February 8, 2022, a federal district court in California issued two opinions, granting summary judgment to the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) and dismissing…

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U.S. consumers set to save billions with bank overdraft reforms

Adrian L. Aguilar Feb 11, 2022

In one of the first efforts to assess the impact of recent overdraft fee reforms, new analysis finds changes underway at just five banks could save consumers more than $2 billion a year.The Pew Charitable Trusts reviewed announcements from…

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Is San Antonio FloatMe a Safer Alternative to Payday Loans?

Adrian L. Aguilar Feb 7, 2022

FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising.Overall, the startup has raised $49.1 million in funding since June…

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Earned Wage Access Products Under New CFPB Scrutiny, USA

Adrian L. Aguilar Feb 3, 2022

The CFPB should reconsider Trump-era guidelines that exempted certain earned wage access products from federal lending laws, as states consider their own safeguards for the rapidly growing industry.Consumer advocates have lobbied for the…

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Weather Brings Challenges to Homeless Virginia Residents | North Carolina News

Adrian L. Aguilar Jan 15, 2022

By IAN MUNRO, Daily News-RecordHARRISONBURG, Va. (AP) — The voices of men and women cut through the frigid morning air as the northwest side of Harrisonburg was still shrouded in darkness Monday morning.Light crept across the parking lot of…

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Payday loan vs personal loan: what’s the difference?

Adrian L. Aguilar Jan 12, 2022

If you need money to cover an emergency, you can borrow it in several ways. One is a payday loan. This type of loan is easy to apply for but can be very risky. Payday loans charge high interest rates and often have hidden fees.…

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North Carolina cash loans are available to all say Greendayonline

Adrian L. Aguilar Dec 20, 2021

North Carolina is justly famous for its varied scenery. Its west region is home to breathtaking Mountains located in Smoky National Park. The people of North Carolina are diverse as well. Many immigrants have sought employment as well!-->!-->!-->…

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Protecting & Connecting Workers – North Carolina Justice Center

Adrian L. Aguilar Dec 20, 2021

It’s the best way for North Carolina to rebuild and move forward Rebuilding from COVID-19 presents an opportunity to shore up our economic defenses and lift up communities that previously were left in harm’s way. Helping people overcome…

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Biden pledged to forgive $10,000 in student loan debt. Here’s what he’s done so far

Adrian L. Aguilar Dec 20, 2021

Your browser does not support the audio element. President Biden walks to Marine One outside the White House on Dec. 2. Anna Moneymaker / Getty Images When President-elect Joe Biden was asked whether student loan cancellation figured…

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First Edition: Dec. 16, 2021

Adrian L. Aguilar Dec 20, 2021

Today's early morning highlights from the major news organizations. KHN: After ‘Truly Appalling’ Death Toll In Nursing Homes, California Rethinks Their Funding About 1 in 8 Californians who have died of covid lived in a…

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Editorial Roundup: U.S. – KTAR.com

Adrian L. Aguilar Dec 20, 2021

Excerpts from recent editorials in the United States and abroad: Dec. 14 The Guardian on China’s Winter Olympics and treatment of Uyghurs: The financial crisis of 2008 was the moment which cemented both China’s rise and its growing…

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2021: Somehow even worse than 2020! It’s the best and worst of Arkansas

Adrian L. Aguilar Dec 20, 2021

My sweet summer child, do you recall those waning days of 2020? A year of unfathomable death counts and self-imposed house arrest, online grocery orders and incessant Zoom calls, was finally, blessedly winding down. Admit it, you expected…

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Sea turtle musical, Rosa Parks, sandhill crane rescued: News from around our 50 states

Adrian L. Aguilar Dec 20, 2021

Alabama Montgomery:The latest tribute to civil rights icon Rosa Parks, a memorial piece set just outside the Rosa Parks Museum in a spot where a fountain was located, will be officially revealed at 11:30 a.m. Wednesday during Rosa Parks…

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NCGA’s proposals for US bailout funds lack vision, transparency and public input – North…

Adrian L. Aguilar Dec 20, 2021

Click here to view and download a complete list of the ARP items of the NC House and Senate budgets. the $ 5.4 billion North Carolina received in flexible dollars from the federal American Rescue Plan present a tremendous opportunity…

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Thanksgiving again to the rescue

Adrian L. Aguilar Dec 20, 2021

DG Martin Thanksgiving is my favorite holiday, and I wrote about it in a column many years ago. One of the reasons is that this is one of the very few days that we have reserved only for families and friends. We did a better job of…

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Fewer jobs and more job seekers than before COVID in much of North Carolina – North Carolina…

Adrian L. Aguilar Dec 20, 2021

Persistent need for economic stimulus is clear from September labor market figures RALEIGH (November 3, 2021) - Job growth continued to be subdued in September in most local North Carolina labor markets. The Delta variant has…

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An Opportunity to Heal the Hardships and Put NC on a Resilient Foundation – North Carolina…

Adrian L. Aguilar Dec 20, 2021

North Carolina can afford to meet the challenges we face with the pandemic and the downturn and its aftermath, but our leaders must choose a path that makes systemic investments for the good of all, not just the powerful few. This…

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County Economic Insights 2021 – North Carolina Justice Center

Adrian L. Aguilar Dec 20, 2021

The Budget & Tax Center Economic Overview is an annual publication that lists key economic and social indicators at the county level of North Carolina, providing a holistic picture of how well-being varies across the state. This…

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TORCHY TACOS PARTNER WITH DAILYPAY TO OFFER AN ON-DEMAND COMPENSATION BENEFIT TO SUPPORT EMPLOYEES

Adrian L. Aguilar Dec 20, 2021

Craft Fast-Casual offers daily pay to provide financial flexibility and welfare benefits to hourly employeesNEW YORK, December 9, 2021 / PRNewswire / - Tacos de Torchy, the popular Austin- the brand known for its Damn Good Tacos and its…

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North Carolina Justice Center Opposes Bill 951, “Energy Solutions for North Carolina”…

Adrian L. Aguilar Dec 20, 2021

RALEIGH (October 1, 2021) - A new draft of House Bill 951, "Energy Solutions for North Carolina," fails to deliver meaningful programs to protect low-income people from rising electricity bills. While there are many important dynamics…

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Research argues for fixes to income-based reimbursement

Adrian L. Aguilar Dec 20, 2021

Two recent reports point to the need to reform income-driven plans to repay student loans as the repayment pause ends early next year and the Education Department seeks to create a new plan through regulatory process. Of those borrowers in…

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Federal pandemic unemployment benefits will end Sept. 4 in North Carolina, affecting more than…

Adrian L. Aguilar Dec 20, 2021

As we approach Labor Day and celebrate the contributions of workers to our country and our communities, the expiration of Federal Unemployment Insurance (UI) looms on the horizon. Without federal action, the September 4 deadline will…

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Community, Prosperity and Justice – North Carolina Justice Center

Adrian L. Aguilar Dec 20, 2021

After a long and difficult year 2020, we anticipate a positive change in 2021, for the global pandemic to abate and for democracy to be protected. Despite the challenges of the past few years, we want you to know how much you have…

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Payday loans bill draws criticism :: WRAL.com

Adrian L. Aguilar Dec 20, 2021

By Mark Binker and Laura LeslieRaleigh, North Carolina – North Carolina lenders could once cons give out small, short-term loans, known as payday loans, under a bill introduced by…

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Final budget lowers priorities of North Carolinians while keeping them out of process – North…

Adrian L. Aguilar Dec 20, 2021

The conference budget released by the NC General Assembly Monday night puts business interests and politics ahead of people while taking North Carolina to a new low on spending as a share of the economy (with the exception of the…

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Attorney General Bonta: Predatory lending and illegal bank leasing schemes have no place in our…

Adrian L. Aguilar Dec 20, 2021

OAKLAND - California Attorney General Rob Bonta joined 20 attorneys general in urging the Federal Deposit Insurance Corporation, the Federal Reserve and the Office of the Comptroller of the Currency (collectively, "federal banking…

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Torchy’s Tacos offers on-demand pay to employees

Adrian L. Aguilar Dec 20, 2021

December 13, 2021Austin-based Torchy's Tacos offers hourly employees access to their earned pay as needed. Through a partnership with DailyPay, an on-demand compensation provider, Torchy employees have instant access to their pay as they…

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Echoes of Trumpism continue to dominate the General Assembly

Adrian L. Aguilar Dec 20, 2021

While his serial dishonesty and corruption, his criminal negligence in responding to the COVID-19 pandemic, and his complicity in a failed coup have clearly…

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How do minority owned businesses recover without PPP loans?

Adrian L. Aguilar Dec 20, 2021

For many small business owners, federal P3 loans have been a lifeline.This paycheck protection program money was right on time and perfect for a lot of people.For many whites, it is. Many black and…

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The cash advance may jeopardize the credit rating

Adrian L. Aguilar Dec 17, 2021

The cash advance may jeopardize the credit rating This eleven loan? of Wonga, the new cash advance team, for 2 months manages costs? 5.83, compared to as much as 25? for an enthusiastic unauthorized…

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Companies Using Extended Payment Terms with Suppliers to Optimize Cash Flow, Says Beroe

Adrian L. Aguilar Oct 20, 2021

RALEIGH, North Carolina, 20 October 2021 / PRNewswire / - Companies in many industries like Retail, Pharmaceuticals, Automotive, Consumer Staples, Aerospace, and Food & Beverage Now Use Initial Tool to Expand Multi-Trading levels with…